Commercial Insurance Solutions

Our services

Products & Services To Protect Your Business

TSL’s insurance advisors are specially trained to understand the market landscape and are skilled enough to relate it specifically to your business. We take the time to listen to your needs, analyze your exposures and develop a unique insurance and risk management solution for your future growth and stability.

photo: representing commercial industries

Property Insurance

Property insurance covers the risk of property loss in a variety of commercial situations.

Liability

Risk financing to protect your business from legal liabilities imposed by lawsuits and/or similar claims

 Life, Health & Benefits

Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.

Auto

Helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your vehicle.

Workers Compensation

Providing wage replacement and medical benefits to employees injured in the course of employment, as well as, employers liability protection.

Flood

The market for flood insurance can be difficult. The coverages can be complex, for one thing. Our knowledgeable professionals can help avoid dire consequences.

Property Insurance

Property insurance covers the risk of property loss in a variety of commercial situations.

Liability

Risk financing to protect your business from legal liabilities imposed by lawsuits and/or similar claims

 Life, Health & Benefits

Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.

Auto

Helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your vehicle.

Workers Compensation

Providing wage replacement and medical benefits to employees injured in the course of employment, as well as, employers liability protection.

Flood

The market for flood insurance can be difficult. The coverages can be complex, for one thing. Our knowledgeable professionals can help avoid dire consequences.

Industries We Serve

We serve a wide range of industry for commercial insurance needs.

CONSTRUCTION

The foundation you need for success.

Whether you’re an owner, developer, general contractor or subcontractor working on commercial, residential, infrastructure or environmental projects, you’re industry is complex and highly competitive, often dangerous, and closely regulated.

You’re in a high-risk business — one that requires proactive and innovative insurance solutions.

We can help, starting with protection against the financial impact of general, commercial, professional, automotive, site-specific and other liability claims. We’re also ready with solutions for your completion and other bond requirements. And, we offer comprehensive solutions that can reduce your workers’ compensation and employee benefits costs.

With our deep understanding of the unique practices and needs of the construction industry, we’ll work with you to create a risk management and construction insurance solution that lays the foundation for your success.

BANKING & FINANCIAL SERVICES

Protect your bottom line

We are more than just an insurance broker. As a financial institutions specialist, we are focused on insurance and risk management of the the lending industry.

We work closely with you to understand your specific lending environment, analyze your business processes and create solutions tailored to your institution’s financial and operational goals, whether you seek to protect your lending portfolios, increase your revenue stream or cover your financial institution liabilities.

Learn more about our custom solutions for banks, credit unions, finance companies and mortgage servicers

HEALTHCARE

You provide the care — we’ll provide the protection

Healthcare is a dynamic industry, and the risks you face change rapidly as regulations are enacted and new legal precedents are set.

We understand the complexity you face in your work and offer complete healthcare insurance and risk consulting services that enable you to focus on patient and resident care, while we focus on managing and responding to the risks that threaten your organization. We also deliver the claims and administrative support that is critical to the success of your organization.

We have built our healthcare practice and resources around your needs, whether they are for nursing homes, hospitals, medical and dental practices, allied healthcare professionals or other healthcare providers.

HOTEL & MOTEL

You deliver the experience — we’ll provide the protection

Whether your guests come to eat, sleep or play, we can help you develop a risk management and insurance coverage strategy that makes it easy for you to deliver an experience that your guests won’t soon forget.

Together, we can help you achieve high quality-assurance scores and best-in-class service with a specialized risk management program that includes loss-control engineering. We’ll work with you to develop safety programs that limit costly employee and guest mishaps. And, we’ll help you address the complex issues that can arise in your unique environment, such as data security and property protection.

 

REAL ESTATE/PROPERTY MANAGEMENT

Solutions to protect your portfolio

As real estate risks become more complex, it’s increasingly important to work with an insurance broker who takes a comprehensive view of your coverage needs.

Whether you’re an owner, manager or developer of commercial, retail, industrial, residential or mixed-use properties, we can deliver a comprehensive insurance and risk management program tailored to your unique circumstances and portfolio.

Our real estate insurance knowledge and experience enables us to take an aggressive approach to work with underwriters to negotiate the best terms the market will bear for your risk.

Your Industry Not Listed?
Here Are More Industries We Serve.

ARCHITECTS & ENGINEERING
AUTO SERVICE & REPAIR
BUSINESS SERVICES
EATING ESTABLISHMENTS
ENERGY & MARINE
FINANCIAL SERVICES
HABITATIONAL
MANUFACTURING & FABRICATING

PROFESSIONAL SERVICES
PUBLIC ENTITY
RESTAURANTS & CATERING
RETAIL
SOCIAL SERVICES & NON PROFITS
TECHNOLOGY & COMMUNICATION
TRANSPORTATION
WHOLESALES & DISTRIBUTORS