Liability Insurance

Is your Balance Sheet protected?
Your industry and business has unique exposures and risk. One size does not fit all. It is important to have a professional insurance advisor help you identify, analyze, and properly handle your organization’s liability loss exposures. One who understands the concept of legal liability and the common sources of liability loss exposures.

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It’s a basic fact of doing business: as much as you count on insurance to be there for you in the event of catastrophic damage to your facilities, you also need to protect your organization from potentially ruinous lawsuits that can arise as a result of accidents or negligence. Without appropriate general liability insurance coverage, you could be putting the future of your business at serious risk.

What’s typically covered

Under most general liability insurance policies, your business can be protected from lawsuits resulting from:

    • Bodily injuries that occur to customers, employees, vendors or visitors on your premises
    • Personal injuries sustained as a result of the actions or negligence of one of your employees
    • Property damage caused by your employees
    • Advertising injury (damage from slander or false advertising)

The amount of coverage you will need depends on factors such as the type of business you run and its location.

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Protect your business under one, integrated program.

Personalized Attention

The size of your business doesn't matter, you will get the personal service you deserve.

Experienced Professionals

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Life - Health - Benefits

Whether it is Employee Benefits or Individual Benefits Solutions you are looking for, Thomson Smith & Leach has a team of experienced professionals to help you analyze your needs and develop a plan to protect the future of your family or buisness.

Bonding & Surety

Whether you’re an individual seeking a particular type of bond, or run a business with a variety of bonding requirements, Thomson Smith & Leach can provide a surety program tailored to your needs.


Thomson Smith & Leach offers the widest range of coverage options for you and your business.








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