Many business owners assume their commercial property insurance covers all water-related risks. However, standard policies don’t include flood damage.
![Why Louisiana Businesses Need Flood Insurance Beyond Standard Coverage](https://www.tslins.com/wp-content/uploads/2024/07/Why-Louisiana-Businesses-Need-Flood-Insurance-1080x675.png)
Many business owners assume their commercial property insurance covers all water-related risks. However, standard policies don’t include flood damage.
Learn the ins and outs of flood insurance, how it works, what it covers, and why it’s one of the most essential yet overlooked coverages here.
It is essential to understand your flood risk to help you assess the level of potential flood exposure and make informed decisions about home maintenance, insurance coverage, emergency preparedness plans, and more.
Not having flood insurance is one of the biggest mistakes a homeowner can make because of Louisiana’s unpredictable weather. Here’s why.
Since general liability can have a generic umbrella, let’s discuss exactly what the insurance policy will include or not include.
It’s been quite a year. Not only has 2020 been incredibly noteworthy, those of us in South Louisiana, have had a legendary year of weather. No one could predict Louisiana facing 2-3 hurricanes in just one season, which is a typical time homeowners may fear flooding....
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