Creating a Home Inventory for Insurance

by | Jul 14, 2021 | Home

A great benefit of home insurance includes the protection of all your possessions and valuables inside your home. However, it can be quite challenging to remember everything that you own. Whether you are dealing with fire, flood, or robbery, having a well detailed home inventory can relieve stress from such a traumatic event. As your experienced Lafayette insurance company, TSL Insurance is here to make sure you find the best plan for your home. Read on below to make sure you’re ready for any situation in which you would need access to your home inventory. 

1. Start with a Movie

The easiest way to start with your inventory is to take out your camera and make a visual recording. Make sure to go into each room of your house, opening closets, and filming your big ticket items. Don’t forget to also film your garage, shed, or anywhere else you may have possessions on property.

2. Digitize Your Inventory

Of course, there is always an app for that! Check out this article from the Balance for a complete list of recommended home inventory applications of your cell phone. This is a quick way to have someone guide you on what items to list. It is also a great process to have your itemized inventory only a few clicks away. If you don’t want to worry about paying for such a service, you could also use an excel document on your computer to keep a digital copy.

3. Old Fashioned Written List

You can never beat the legendary pen and paper. For some people, simple is better. Designate a notebook for you to write down your full inventory. If you want to take it a step further, opt to include serial numbers, make, model, purchase date, etc.

No matter which way you decide to keep a log of your personal items, just making sure you choose one will be beneficial. After you choose your preferred way to log, it can still feel like a huge undertaking to begin the process of beginning your directory. Here are a couple of best ways to tackle this project.

4. Use Moving to Your Advantage

Is there any better time to catalogue all of your belongings than when you have to pack it all? You will quickly come across things you forgot you owned, hiding away in drawers or closets. Use this time wisely to jot down some items you may forget when you’re trying to make your inventory.

5. Start With Your Recent Purchases

Recalling what you purchased five years ago can be a feat. Instead, think of more current events. What did you buy or receive for your birthday, Christmas, etc. When was the last time you had to replace a piece of furniture? Working your way backwards can make the project a little easier to accomplish.

6. Don’t Forget the Storage!

Like many Americans, it is likely you may have a storage unit offsite. It’s really easy to forget all those items you stored there. If you’re having a hard time recalling everything that is there, take a quick trip, and snap some photos. This will help you write everything down, if you prefer to.

Insurance Agents You Can Trust

Insurance policies can get a bad rap at times, which is why it is important to select a firm who has your best intent in mind. At TSL Insurance, we are a local Lafayette insurance company who only recommends policies that make the most sense for your situation. When it comes to home insurance, this is one area you don’t want to skimp out on. If you are ever in the situation where you do need to use your policy, especially due to fire or flood, having the right amount of coverage will be essential. Contact us anytime for a free quote, and we’ll set you up for the best policy that will give you peace of mind.